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1.9 Based on 30 reviews
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    • Fraudulently deny payment 4
    • Customer service 4
    • No payment on claims 3

I was out of work for 4 months due to shoulder surgery. Combined sent my check faithfully, just send in all forms in a timely manner. I have been with them since 1992, I'm very pleased. Add comment

I Matthew curtis ruptured my Achilles tendon. I has been a severe injury as you can imagine. I sent surgeons notes indication I'd be full disabled for at least 3 months. I've been out of work for 2 months now and should have received a full Disability payment. Instead I have got the run around and a partial payment of 300$ which should have been 1500$. I will be happy to litigate over this fraud and breach of contract. I've had this policy... Read more

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My disabilty was denied, combine is a fraud Add comment

Do not use this company for accidental or any other policies for that matter . Customer service is horrible and trying to get what they owe you probably isn't going to happen . They sure take my money every month I have wanted to cancel my policy but if I do I'm sure I won't get a penny but I been trying to get what is owed to me since February . Hopefully the insurance commissioner can get Some answers for me ! I have sent countless amounts of... Read more

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combined is a scam! they try to get out of paying on every possible claim they decide to. i had multiple pollicies with them and one being long term (if your hurt or sick and cant work. it is supposed to pay if your hurt at home ,work ,or whatever....NOT. i got hurt at home (knee) had sugery on it and then ended up in hospital with pumanary embilism. so umable to work between the to things. they said months after claiming that they didnt have... Read more

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IM HAVING A HORRIBLE EXPERIENCE WITH COMBINED INSURANCE I HAVE BEEN WAITING ON A CLAIM SINCE FEBURARY. THE ADJUSTER DIANA MORRIS NEVER RETURN CALLS, SEND MESSAGES THROUGH THIRD PARTY PHONE CLERK DOESNT SEEM TO KNOW WHAT IS NEEDED TO PROCESS YOUR CLAIM AND THE STAFF IS RUDE AS H_LL. MY PREMIUM HAS BEEN TAKEN FAITHFULLY BUT WHEN I MAKE A CLAIM I GET THE RUN AROUND..I AM Read more

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i put a claim in on jan 26,2016 they denied my claim because they would have had to pay out to me claiming the broker who sold me the policy did not fill out the application right so it was denied on my way to put in a complaint with the nys insurance board to have them investigated. they take your money but dont pay claims.they were suppose to pay me over 1,000.00 i will get nothing and there are others at my employment that are having the... Read more

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Hope you never overpay your premium. I accidentaly overpaid my premium $49.50 and took 60 days to get refund. Hope I don't die before I get it. First of all they jumped my premium $38.00 when I tuned 65. You might want to check your policy and see if this is going to happen to you. It will probably take 6 months to get my death payment when i die, as slow as these people are. Said they were waiting for the check to clear. It cleared 45 days... Read more

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It's a good company but it takes a long time for claims to be processed Add comment

I had combined for years and got a policy for my sister. All the times the sales people sold me policies did they ever mention medicaid. We filed a claim for her and they wont pay us but will send it to the state of Illinois because she and I both have medicaid. That is a ripe off all the times I paid hers and my 3 policies they wont pay us. Has anyone had the same problem? I would never recommend their insurance now . They said we should... Read more

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