
Combined Insurance
Combined Insurance Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Combined Insurance has 1.7 star rating based on 213 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Never having to deal with them, Totally pissed me off, How they made it sound so good.
Cons: So far my experience has made me think i made a big mistake, Bad faith, Customer service.Recent recommendations regarding this business are as follows: "Go to Afflac ! Stay away from Combined", "roblox stinks at this stuff", "Stay away they do not pay claims", "DON’T BUY HERE!", "Say away they don't pay".
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Combined Insurance has 1.7 star rating based on 213 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: Never having to deal with them, Totally pissed me off, How they made it sound so good.
Cons: So far my experience has made me think i made a big mistake, Bad faith, Customer service.Recent recommendations regarding this business are as follows: "Go to Afflac ! Stay away from Combined", "roblox stinks at this stuff", "Stay away they do not pay claims", "DON’T BUY HERE!", "Say away they don't pay".
Most users ask Combined Insurance for the refund as a solution to their issues.
Consumers are not pleased with Reliability and Discounts and Special Offers. The price level of this organization is high according to consumer reviews.
Media from reviews





















This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Poor quality service and very hard to get a claim filed
User's recommendation: Go to Afflac !! Stay away from Combined
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |From a God send to a Monster
I have been with combined for almost 30 years and never a issue. Now we have issues.
Im not going to sit down and fill out 11 pages of stuff and give it to doctors. The old forms was a front and back, thats it, nothing more. I told a supervisor that it was easy when I was single mom but now being old with this insurance is a nightmare. I have 5 policies, so you think they would be concerned, I guess they don't care about customers anymore.
Furthermore, I feel if a company is going to be sold, that consumers should be warned and given a chance to look into the company.
Picture below will show a front and back ,1 pg for a claim, now they want people who are sick, and doctors that are over worked to fill out 11 pages for 1 small claim. That's half of a tree.
Does not make sense. They try to convince me it's the same thing, bull, if it is go back to the 1 page.
User's recommendation: I'm sure there are other small companies out there that offer better plans.
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |Ethan lost his 2d shirt cause it was contact deleted and he is sad
Preferred solution: Full refund
User's recommendation: roblox stinks at this stuff
Not happy
Charge
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Filled a claim in August
User's recommendation: Stay away they do not pay claims
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |5 months still waiting for payment
User's recommendation: Say away they don't pay
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |STOLE MONEY FROM MY BANK ACCOUNT
User's recommendation: DON’T BUY HERE!!!!
Would like to know about my Hospital claim

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerClaim
Preferred solution: My claim approved
Information
Claim issues and pay out
I cancelled my policies Aug 2022 policies started 2006. Why, I had one claim for my back surgery recovery period of three months.
An agent told me they had to verify if I really had surgery. Then I was told they had to verify that I didn't forged all the medical documents I submitted. To include hospital itemized bill and surgery medical notes and much more. Back surgery recovery could be up to a year.
After making a complaint they paid 24 days partial disability and 30 days permanent disability.
No where near the 90 days of recovery required as a minimum. I will never recommend this company and I will express my personal experience I went through with them.
User's recommendation: Select another company.
Insurance Expert Talks
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerResolved: They finally sent check from January that didn't get deposited with other one in March, and finally received paper check 2days ago. Still waiting for April 6th check although they called and reviewed
Company fixed the issue and I have been provided with product or service ordered. They pd ins benefit, but still don't want to cover the same way they used to.
Because I had more accident claims than usual, they want "more" information or proof than last 20 years that worked just fine. They now say signed Dr slip with information and faxed from his office isn't proof enough..
After BBB and your site I posted on I received a call saying they processed both unpaid claims, although I was told check from January was sent over 2 weeks ago. They still say next time I need more proof of accident, for yrs only claims I have are chiropractor, I have...
Took 3 months to get 3claims since Dec. April they said 5 times I didn't e-sign or check fraud box.
I downloaded every claim they said wasn't complete and still waiting for April check they tell you anything they want several different reps and refuse to put to supervisor. From excellent service over 20 years,last year not satisfactory service hopefully they'll get back to the great customer service they used to have .
- Variety or plans for affordable cost
- Lately a
- No supervisor or manager ever available
- Many ways to deny an acceptable claim
User's recommendation: Hope they get back to the excellent service they had for 20 years til lately I've recommended several people and hope I don't regret it
To open a new account
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |No delivery
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Then don’t fill it out and pay the “small claim” out of pocket. You need to follow their rules, not say what you will/will not do. It sounds like you are hiding something and don’t like the questions or info required on the forms.