1.3
  • Customer service2 votes
  • Fraudulently deny payment1 votes
  • No payment on claims1 votes
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  • 2 days ago
  • Other
  • Niagara Falls, New York
  • Sickness Policy For My Mom
  • 25
  • REVIEW RATING 4/5

My family has been a Combined family for years. We have dozens of policies. Originally, they paid out and were easy to work with. However, in the past few years, in relation to an elderly parent who had multiple policies across 20 years, they refused to pay out. Its been a constant fight to get what the policy promised. They are utterly impossible to work with, and their customer service... Read more

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I've never heard of this company but I keep getting letters from them stating they need my policy number to process my claim. Sounds like a scam to me. Add comment

  • Mar 02
  • Health Insurance
  • Indianapolis, Indiana
  • Insurance Claim
  • 2
  • 2
  • 262
  • REVIEW RATING 4/5

please dont buy any insurance from this company, on july 15 2014 i get a 2 polices with this company disability and accident sickness in October 09 i have hernia disk cirgury i has 2 months with no job trying to recuperate from my cirgury i put my claim on octuber 2014 since this date they askme for proofs that i sending all the papers from all the doctors in February 2015 they send a letter... Read more

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  • Jan 30
  • Health Insurance
  • Grand Haven, Michigan
  • Insurance Policy
  • 2
  • 2
  • 519
  • REVIEW RATING 5/5

I trusted my sales rep when asked what coverage I would need. Well of course I got hurt at work, and was off of work for 4 months, How did combine help? With telling me that because I did not go to the hospital day one they could not help me. Apparently they do not appreciate people who try to push through pain or find alternative care such as chiropractors, acupuncturists or anything other... Read more

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  • Dec 29, 2014
  • Health Insurance
  • New York, New York
  • Disability Insurance
  • 619
  • REVIEW RATING 5/5

Liars, thieves and scammers!!!! They make people sign up under false pretense. I filed for disability and after three months of getting the runaround, they continued to stall by asking for my medical records. They found that I had heart palpitations a few years ago during a pregnancy. Not a condition I suffer with, but because of the position of the baby, it was causing me to have heart... Read more

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  • Dec 19, 2014
  • Health Insurance
  • Iron River, Michigan
  • Positive Experience
  • 444
  • REVIEW RATING 5/5

I have had Combined Ins. policies since 1999. I am accident prone and have had many surgeries do to my mishaps. Combined is an incredible company. I have always been paid within 10 days of them receiving my claim. Get a Combined policy, because life happens. Top ratings for this company. Thank you Combined Insurance. Fill out the forms properly and submit as much accident related paperwork... Read more

Was this review helpful? 2 1

Combined insurance are scammers has anyone sued the *** if so I want the lawyers name Add comment

  • Nov 09, 2014
  • Health Insurance
  • Brentwood, New York
  • Insurance
  • 1
  • 1
  • 690
  • REVIEW RATING 5/5

I have paid for and utilized the accidental injury policy for 25 years. In most cases they respond to claims with payment. I mostly utilize the Section C portion of the policy (Optional Medical Benefits - any accident). Since June of this year Combined claims department has decided that they will not follow their contract and has denied claims that are valid claims. Now we are engaged in letters... Read more

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  • Oct 28, 2014
  • Health Insurance
  • Accident Insurance
  • 2
  • 2
  • 459
  • REVIEW RATING 5/5

I had our Class A For Hire 98 FLD120 and our 2008 reefer the truck for 25,000.00 the reefer 30,000.00 with a million liability. Never had a claim NOTHING!!! In Sept my husband had the left steer tire blow, and this carried him into the concrete wall. When I contacted Progressive with in minutes or the accident. I was told I would need to wait til the commercial department opened! It took 6 ... Read more

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  • Oct 28, 2014
  • Health Insurance
  • Staten Island, New York
  • Disability Claim
  • 606
  • REVIEW RATING 5/5

I hate this company with a passion. I am beyond disgusted with combined insurance!! I filed a disability claim on 9/6 after having a baby. This is almost two months later, and I'm still getting the run around. I had to submit everything 3 or 4 times because they kept claiming they didn't receive it or they can't read it. The new thing Now, is that they are request the names of my doctors who... Read more

Was this review helpful? 6 0

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