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My son got a check for $4200 when he broke his ankle getting out of the truck at grad. He had been invited to five junior hockey summer camps and had to decline. He was well compensated even though he didn't even stay in the hospital! The claims process was very easy...
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Anonymous
Bronte44

I am a proud agent who contracts to Combined. I am proud to sell their products and, my spouse and I also have this protection because, like you, I know it pays. Thank you and...

#1091473
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combined is taking advantage of the ignorant and uneducated people, they contract them put them through training and then tell them that they can't sell anything else... so if they are able to sell Medicare they won't allow it . the newly hired agents don't know any...
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Anonymous
Anonymous

Yes I had same experience in Alberta. Brutal company. Horrible customer service and management is just as much a slave to the ***.

#1090076
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I am self employed and my husband was actually the one that was originally sought out by Jason Bennell. This company only cares about their sales and will tell you anything and everything that you want and need to hear to get the sale. He literally lied to us the...
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I didn't like
  • Constant excuses
  • Are bothersome and ungenuine
  • Uneducated reps that only care about sales
#1083497
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Combined Insurance - PLEASE DONT WASTE YOUR MONEY!!!

Combined Insurance
#1102794
The company never paid for none of my legitimate claims!!! Insisting that I call all 10 of my providers in order to get paid, treated me like they was doing me a favor, very unprofessional and after waiting 6 months still never was PAID!!! My premiums paid for my claims overtime!!!!
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Combined Insurance - Customer Service ???

Combined Insurance
#1087915
1.2
Details
This customer service department is a bunch of uneducated workers. Management is not any better. Asked for someone higher to help with my grievance and got the Director thats even more uneducated than her staff. Im done with Combined Insurance. Here I come AAFLAC!
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Combined Insurance- total scam.

Combined Insurance
#1086399
1.0
Details
Dealing with these people as a customer is horrible. The insurance adjusters are ridiculous! They aren't consistent with there work! No communication! They try to find any reason not to pay after taking three months with your claim! They are false in what they say they cover when you sign up with them! Please look hard before choosing to deal with combined!
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Customer service
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Diversity of Products or Services
Exchange, Refund and Cancellation Policy
Insurance Plans Acceptance
Price Affordability
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Value for money
Website

Combined Insurance - Great experience on claims

Combined Insurance
#1086390
5.0
Details
Printed my claim form. Had to explain what total disability means to this company if you can not perform your normal duties then you are unable to work period. So that was good. Paid on my healing time at home for 2 months plus my ICU. I had a quad accident which went bad fast.
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Additional Fees
Billing Practices
Customer service
Discounts and Special Offers
Diversity of Products or Services
Exchange, Refund and Cancellation Policy
Insurance Plans Acceptance
Price Affordability
Product or Service Quality
Reliability
Staff
Value for money
Website
Talked to 3 different person over the phone and all faild to listened to my concern and infact threat me of not helping me at all. Shaking me head as i have once worked for customer service via vonage and combineds customer service failed me big time. Charge me twice...
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#1080671
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I have two shoulder surgeries. both required 6 weeks in a immobilizer sling. unable to work I files a disability claim it was denied the first time because CL said I was not totally disabled. I guess my other arm worked fine and I could still walk and eat. Are you...
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Anonymous
Anonymous

If you read your policy I'm confident that you will find where it states TOTAL DISABILITY. The most frustrating thing for insurance sales agents is how ridiculous clients can ...

1.0
I didn't like
  • Rip off
  • Misrepresentation of product and vague definitions in policy
  • It never pays
#1074176
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Filed a claim for cutting my finger nearly off, after 90 plus days they keeping dragging their feet trying to act as if it was a pre-existing condition. ummmm I'm pretty sure not! (On my accident policy) They just keep on wanting ridiculous information, which I have...
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Anonymous
CARL

I HAD OPEN HEART SURGERY COMBINE TOLD ME I HAD A PREVIOUS CONDITION SENT BACK MY PREMIUM MONY AFTER 5 MONTHS I NEVER HAD A PREVIOUS PROBLEM THAT THEY SAY WAS A PRE...

gipsonrashunda_14
gipsonrashunda_14

The most ridiculous company ever! They try to find any reason to prolong paying out there claims! The adjusters are sad, absolutely no communication with there customers. I wi...

1.4
I liked
  • How they made it sound so good
I didn't like
  • It never pays
  • Being lied to
#1073853
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I am a City of Philadelphia employee and I had a heart attack on March 3,2017. For two years I have been paying Critical Illness Insurance via Payroll deduction to the Combine Insurance Company. All Non-Union Represented City employees were encouraged to buy this...
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1.0
#1061515
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I have been signed on with them for a month. I have never been treated this badly in my entire life. They make promises to get you into class and to sign on to them but it is all a big show. They send you to class and put you up in a hotel. Its all free! Well not...
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Anonymous
Anonymous

If you work for ANY insurance company and leave that company with debt they will come after that debt. Also, ANY insurance company you go to work for, you will have a manager ...

1.0
I liked
  • Some of the products
#1060562
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PLEASE DO NOT USE THIS COMPANY!!!! The customer service reps are very misleading and will *** you around the entire time regarding your claim. Took them over 2 months to send my first benefit check. Every time I called regarding my claim I was given different...
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Anonymous
Anonymous

I agree. Similar experience and they *** me around for months. Horrible company.

1.0
#1057643
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I want to cancel a cancer policy I have i really can't afford it at this time.I do have my other policy that I do want to keep my loss of wages for illness and accident for work that's a top of the line policy I was told. I don't like the reviews l was reading online...
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Anonymous
Anonymous

in all of these cases it seems that clients did not have an agent helping them. People have no idea how to claim on their own. I have had clients screaming mad saying all the ...

#1056414
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