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1.8 Based on 45 reviews
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    • Fraudulently deny payment 4
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I dislocated my left ankle in my driveway and couldn't work for 2 weeks. I called the agent to find out how to file a claim. After contacting the 3rd agent, (2 had already quit the company since 2007) He told me that they didn't cover sprained ankles. I told him it wasn't sprained, it was dislocated and the ligaments were torn and had internal bleeding and might still need surgery. He said I had better get the surgery before 90 days or it... Read more

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I have been with combine for 10yr. I had an Accident in was out of the work for 5 days. They paid me $150. What a joke. The worse company ever

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I was off twice for surgery. They sent me 3 letters asking for the exact same things i already sent in. Theu had until the 9th to make a decision and on the 9th said they needed a list of the all the drs ive seen in the last 2 yrs, keep in mind it had been 8 months since my last claim and i sent that then. The first time it took 3 months to get my money and this time it's been 10 weeks since my initial claim and not a dime. *** it still says pe... Read more

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Thank you for all this information on this company I was about to get a lot of people to sign up at my job it's not going to happen now thanks we will stick with what we have

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I have had Combined for 7 years. Medicare pays 80% of the Medicare covered medical expenses. Combined covers the remaining 20%. I have been hospitalized, had surgery and regularly visit my primary physcian for regular monitoring of my medical issues. They have always paid the claims. They will only pay Medicare approved doctor visits, lab tests,etc. I have given them my checking account number as I have my premiums debited from checking... Read more

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I've had policies with this company for over 4 years and 3 different policies to make sure I'm covered in a situation that I can no longer work or had to take time off unexpected because of an illness. On May 13, 2016 I had to take time off because I was diagnosed with PTSD and I filed a claim with these clowns and they do not cover PTSD. They said this is not an illness. So I cancelled all policies with them and I have found a policy that works... Read more

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They suck been trying to cancel same thing run around about to call a lawyer

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This insuarance company is a scam dont sign up dont use it i never recieved benefits after filing a claim it took them 5months to reply to a claim thhey have horribble service i do not recccomend this company at all *** combined insurance

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This company is not a hv ood company, *** poor customer service. And the management is *** foolish as the worker. They hung up on you , claim to be esculating your claim ,then when you call back a week later you didn't send them all they needed .Listen tos company was taking money out of my account for 2 other clients. Of course they give me monies back , but guy's this was over 6 years. Any one wanting proof ,i am speaking real call me . We... Read more

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I just had to sign a HIPA release to guve th access to my WHOLE life health history to get paid.what ***!!! Talk about invasion of privacy and how many people read about my most personal.im 53yrs old & had them since 18!!

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