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I have worked as an agent for Combined Insurance for 4 years now. IAM not the type of person who works for a company that is fraudulent or does not do what they say there going to do. Insurance can be frustrating and confusing at times, and this is the reason all...
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1 comment
Anonymous
#1605325

I filed a claim 2 months ago and at same time made anual payment in full. I have not heard from anyone. Feeling worried

Review
#1398355 Review #1398355 is a subjective opinion of poster.
1.0
Details
After paying my premiums for over a year with the company, I find myself in a position to file a claim. The very next week such claim, I received a letter in the mail stating premiums were increased by $320. Was told that I could cancel the policy and not pay the...
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4 comments
Anonymous
#1692271

I think there is a bit of confusion here. Whenever you cancel a policy with Combined they automatically send a bill by mail just in case you change your mind or want to reinstate.

You have 45 days to reinstate and the coverage go back to the day you cancelled. Usually they statement they send out is for 3 months it 6 months.

Most of their policy never have rate increases for any reasons and every policy never increases because of a claim. I would recommend that you call a customer service representative and get an explanation of the bill

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Review
#1505200 Review #1505200 is a subjective opinion of poster.
Service
Combined Insurance Disability Insurance
In 2017 I injured my knee. Had X-rays and saw 2 specialist both wanting to do knee surgery. I also had some arthritis showing on the X-rays. I filed a claim with Combined. They needed more info from the Drs office. The Dr charged me to fill in these documents. I paid...
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3 comments
Anonymous
#1696763

Pre-existing conditions needs to be disclosed upon signing up a policy or you will not get paid. I suffered from an ankle fracture when I had a bad fall from our stairway in our apartment.

I got hospitalized for 2 days as my blood pressure went up after the accident.

My hypertension was disclosed upon signing the policy and I know for a fact that I will not be paid since they have a 2 year clause for my sickness. However, i did get paid for my fracture 8 days to be exact.

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Review
#1540097 Review #1540097 is a subjective opinion of poster.
Service
Combined Insurance Accident Insurance

Combined Insurance in Markham, Ontario - Claim

iam still waiting for Melvin butler claim to come in ,you keep sending me a letter stating that it is being reviewed but it must be reviewed by this time .
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Review
#1539423 Review #1539423 is a subjective opinion of poster.
Service
Combined Insurance Claim
Pros
  • Having insurance come directly to the house
Reason of review
Good quality
1.0
Details
Combined insurance either really sucks at training their sales leaders or they are a scam company seeing as they send their people away for a good amount of time to learn how it works. So really, they scam you out of hundreds of dollars and then when you are ready to...
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1 comment
Anonymous
#1558864

I agree with you completely. The agents are taught one thing while underwriting does whatever the *** they want.

Also, the agent training Is more about brainwashing than actually telling the truth. I know, I've been through it. I've done a lot of sale for them, only to realize that it was all lies - from what they promised me as an agent to what they actually delivered to my clients.

I've actually been "kicking myself" for getting my people involved in this. Now I've got to go back and try to fix it.

Review
#1324480 Review #1324480 is a subjective opinion of poster.
Cons
  • Being stolen from
Reason of review
Problems with payment
Loss
$2000
Preferred solution
Full refund
Tags
  • hospital coverage
  • horrible Experince
I've had combined ins. since 1987 (still have that policy and more). I filed a claim under accident policy (I have four policies). The chiropractor filled out their part and I sent it in (I haven't had a claim in at least 3 years). Now they want me to sign a full...
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1 comment
Anonymous
#1708596

Modern day Rainmaker!

Review
#1465663 Review #1465663 is a subjective opinion of poster.
Reason of review
Order processing issue
Managers lie, lie and lie some more. My manager tells recruits that the company only needs 1 or maybe 2 people when the truth is they will hire anybody who is breathing. When I point out to a co-worker that the manager just lied they treat me like I'm the bad guy. And...
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3 comments
Anonymous
#1721897

Try working for Robert Smith I quit but had still has me as working do his boss can make bonusThe animal in the office has 0 class and talks about everyone. She trashed her boss .

Management is a joke.

They do zero background checks. Be careful who comes to your house.

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Review
#1524504 Review #1524504 is a subjective opinion of poster.
1.0
Details
Sad I HAVE THEM 4 YEARS. I DID ACCIDENT, I REQUEST MONEY THEY IGNORE ME. THEY SENT ME PAPER TO FILL. NEVER RECEIVED THE MONEY AFTER MY SURGERY. STAY AWAY FROM THIS COMPANY!
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2 comments
Anonymous
#1635657

How can you contact the main company?

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Review
#1434662 Review #1434662 is a subjective opinion of poster.
Service
Combined Insurance Accident Insurance
Do not trust this Company. Agents are unprofessional, aggressive and obviously the co. hires anyone. How bad is that. In talking with neighbour who had this insurance, they advised to stay away. Scam. They don't pay their claims. I do not recommend. Go to a more...
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3 comments
Anonymous
#1666358

combined insurance does not pay claims, this is a scam

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Review
#1479064 Review #1479064 is a subjective opinion of poster.
Service
Combined Insurance Health Insurance
Reason of review
Bad quality

Combined Insurance - Paid accidental plan

4.8
Details
I broke my lower molar due to eating cherry. My molar was broken into half causing my cheek and tongue to develop sore. Went to see my dentist and recommended for extraction. I filed my claim to Combined and got paid for all 6 products I have with them which totalled to $2,860.
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Review
#1534583 Review #1534583 is a subjective opinion of poster.
Service
Combined Insurance Medical Claim
Reason of review
Good customer service