Manufacturer: Combined Insurance Category: Claims Clear all filters (9 of 9 reviews match)
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unable to work I files a disability claim it was denied the first time because CL said I was not totally disabled. I guess my other arm worked fine and I could still walk and eat. Are you kidding me. this is not insurance. the second surgery they said I did not notify...
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Anonymous
Anonymous

If you read your policy I'm confident that you will find where it states TOTAL DISABILITY. The most frustrating thing for insurance sales agents is how ridiculous clients can ...

1.0
Product
Combined Insurance Disability Claim
I didn't like
  • Rip off
  • Misrepresentation of product and vague definitions in policy
  • Fraudulently deny payment
#1074176
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PLEASE DO NOT USE THIS COMPANY!!!!The customer service reps are very misleading and will *** you around the entire time regarding your claim. Took them over 2 months to send my first benefit check. Every time I called regarding my claim I was given different...
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Anonymous
Anonymous

I agree. Similar experience and they *** me around for months. Horrible company.

1.0
Product
Combined Insurance Disability Claim
#1057643
Reply to reviews
Finally, after about 4 or 5 months, I recieved a letter in the mail from Combined Insurance which i was not expecting whatsoever. I opened it up, and it had a cheque inside paying me out for the claim which they had denied 3 times and told me i had no claim. I think...
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1.2
Product
Combined Insurance Disability Claim
#1052876
Reply to reviews
I had surgery on 2/9/17 d/t an onjury sustained on 810/2016, i supplied all the information necessary, my account agent even came over and filled out the forms and double checked everything.Weeks later i receive a rqst for my Surgeon to provide proof that the surgery...
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Anonymous
Anita

Eventually, I was paid out. No apologies. Also, I was called by a Customer Service Satifasfaction who never showed for our appt. Some other person showed up an hour and a half...

Anonymous
Anonymous

I have PAYED...THESE JERKS....A TOTAL OF $24,345.70 SINCE 2006. I have never had a claim untill last year...denied! They state pre-existing on claim because of an exray that ...

2.1
Product
Combined Insurance Disability Claim
I didn't like
  • So far my experience has made me think i made a big mistake
#1040556
Reply to reviews
I had surgery on 6/20/2016 and been out of work.I have sent all documents requested right away and every time they tell me to there is a wait of 10 days for the adjuster to take a look at it and then they come up with a new request. It is unbelievable! I do not...
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Product
Combined Insurance Disability Claim
#935402
Reply to reviews
Combine refuse payment despite how many times I fax forms ey requested.Everything tym I call, it's a different story either I haven't faxed the form or re-fax it. I think it's a game with combined not to pay people. Their employees are well trained to be thieves. It...
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Product
Combined Insurance Disability Claim
#934761
Reply to reviews
I filed a claim with combined over 6 months ago and haven't been paid yet they keep asking for info from my doctor and or me it's frustrating when you take out a supplemental income policy and they collect your premiums every month and try everything to not pay your...
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Product
Combined Insurance Disability Claim
#933003
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Combined Insurance - Great experience on claims

#1086390
5.0
Details
Printed my claim form. Had to explain what total disability means to this company if you can not perform your normal duties then you are unable to work period. So that was good. Paid on my healing time at home for 2 months plus my ICU. I had a quad accident which went bad fast.
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Combined Insurance - Payment

#1072725
1.0
Details
They held my paperwork until the 10th day. Then mail my doctor a letter saying the needed more information. I caught it and had it faxed over immediately. Now they are telling me another 7-10 business day to review. They have had my paperwork sine 6/19
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Additional Fees
Billing Practices
Discounts and Special Offers
Diversity of Products or Services
Exchange, Refund and Cancellation Policy
Insurance Plans Acceptance
Price Affordability
Product or Service Quality
Reliability
Staff
Value for money
Website