Product: Combined Insurance Disability Claim Clear all filters (0 of 15 reviews match)
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this is the worst company my credit union has selected to head our disability insurance. I was in a car accident in January ever since I have fought them to send my payment on time. This insurance never process your claim in their time frame. They will always state it...
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h.kitchener
h.kitchener

Complain to your credit union. The selected Combined Insurance because the credit gets a commission or kick-back from the insurance company. Complain not to a clerk at the CU ...

1.0
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Combined Insurance Disability Claim
#1362023
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This company once was reputable, but no longer. They constantly fight you to get the benefits you have paid for, and have a million loop holes to deny compensability. My elderly mother had dozens of policies with them, as did I. I have spent hours, days, months, and...
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Combined Insurance Disability Claim
#1357994
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I have been a customer for at least 20 years. I had shoulder surgery and finally needed to use my policy insurance, I have three policies and I've had nothing but problems trying to get paid, from horrible customer service to countless statements saying they are...
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Anonymous
Visitx

Ouch, that was definitely an old plan, the stuff from the 80s and 90s is like an old car that insurance needs to be reviewed and updated. I would tell the claims that you have...

1.0
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Combined Insurance Disability Claim
#1357838
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I have had them about 4 yrs and in this time they have been great. I have had about 4 claims and got paid for all. I will say though you do have to do your part but they will pay. For example my 1st claim i submitted the claim and a month passed and didnt hear anything...
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5.0
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Combined Insurance Disability Claim
#1273958
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On September 1st my company changed insurance carriers including disability insurance. Doctors determined I needed surgery and scheduled it Oct 31st. I had major shoulder surgery and am off work through Feb. My health insurance covered my medical expenses, but the...
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Anonymous
Calipso

Right. If you had the accident on August and the insurance started on Sept; you were not covered. It happens that way with all supplemental insurances.

1.5
Product
Combined Insurance Disability Claim
#1165133
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I purchased my Combined Life Insurance Co.of N.Y. "Sick Pay Plus" policy in March of 2016. I was injured 4 times since then and only filed a claim with the company after the fourth time, which left me 100% temporarily permanently disabled. I put in a claim and they...
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Combined Insurance Disability Claim
#1137114
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Combined Insurance - Great experience on claims

Printed my claim form. Had to explain what total disability means to this company if you can not perform your normal duties then you are unable to work period. So that was good. Paid on my healing time at home for 2 months plus my ICU. I had a quad accident which went bad fast.
5.0
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Combined Insurance Disability Claim
#1086390
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unable to work I files a disability claim it was denied the first time because CL said I was not totally disabled. I guess my other arm worked fine and I could still walk and eat. Are you kidding me. this is not insurance. the second surgery they said I did not notify...
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Anonymous
Anonymous

If you read your policy I'm confident that you will find where it states TOTAL DISABILITY. The most frustrating thing for insurance sales agents is how ridiculous clients can ...

1.0
Product
Combined Insurance Disability Claim
I didn't like
  • Non pyment due to loop holes
  • Rip off
  • Misrepresentation of product and vague definitions in policy
#1074176
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Combined Insurance - Payment

They held my paperwork until the 10th day. Then mail my doctor a letter saying the needed more information. I caught it and had it faxed over immediately. Now they are telling me another 7-10 business day to review. They have had my paperwork sine 6/19
1.0
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Additional Fees
Billing Practices
Discounts and Special Offers
Diversity of Products or Services
Exchange, Refund and Cancellation Policy
Insurance Plans Acceptance
Price Affordability
Product or Service Quality
Reliability
Staff
Value for money
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Combined Insurance Disability Claim
#1072725
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PLEASE DO NOT USE THIS COMPANY!!!!The customer service reps are very misleading and will *** you around the entire time regarding your claim. Took them over 2 months to send my first benefit check. Every time I called regarding my claim I was given different...
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Anonymous
Anonymous

I agree. Similar experience and they *** me around for months. Horrible company.

1.0
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Combined Insurance Disability Claim
#1057643
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