Combined Insurance Long Term Disability Insurance Reviews

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I've had policies with this company for over 4 years and 3 different policies to make sure I'm covered in a situation that I can no longer work or had to take time off unexpected because of an illness.On May 13, 2016 I had to take time off because I was diagnosed with PTSD and I filed a claim with these clowns and they do not cover PTSD. They said this is not an illness.So I cancelled all policies with them and I have found a policy that works...
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i had multiple pollicies with them and one being long term (if your hurt or sick and cant work. it is supposed to pay if your hurt at home ,work ,or whatever....NOT. i got hurt at home (knee) had sugery on it and then ended up in hospital with pumanary embilism. so umable to work between the to things. they said months after claiming that they didnt have to pay because i wasnt working at the time and i was on unemployment. they had no problem...
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