I've had my same policy for 30 years and have used it a few times, I know my policy and it has not changed but they will not pay my claims now. Their release form is anti-HIPAA and their wording contradicts itself.
I was told that I needed to recover from a previously paid/claimed condition yet they've paid out several times after I suffered a permanently disabling condition. This company keeps taking my money every month but they claim that I can't receive benefits any longer. I don't even know what lawyer to contact, what specialty or area of law.
Help, I'm drowning. Stay away, they used to be a good company.
Product or Service Mentioned: Combined Insurance Disability Insurance.
Reason of review: Not as described/ advertised.
Monetary Loss: $7000.
Combined Insurance Cons: Being robbed, Constant non payment, Misrepresentation of product and vague definitions in policy.