I agreed to let a district manager take my personal financial information, namely, my checking account info, in order to determine whether or not I was acceptable for a whole life insurance policy. I was told that it was necessary for the company to check me out to make sure I was a viable candidate.
I was verbally assured that it was only to assess my financial creditworthiness and that it would be up to me to decide whether or not I wanted the policy after that was done. After speaking with my wife (the intended beneficiary) I decided that I wanted to pass on the offer. When I was contacted, as scheduled, by the original agent, I said I decided against the policy. Unfortunately, and against the assurances made to me, allegedly in good faith, I was told that the policy was already in place.
This company is populated by snakes. DO NOT DO BUSINESS WITH THEM!
Product or Service Mentioned: Combined Insurance Life Insurance.
Reason of review: underhanded sales tactics.